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My Chain
My Chain wallet

Store your crypto.
Securely.

A digital wallet built to store and move your crypto safely, secured by two-factor authentication and a recovery phrase only you hold.

$2.41BProcessed
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Security & reliability

Security at its peak

Custody comes with real safeguards on both sides, yours and ours.

Mandatory two-factor

Every account uses an authenticator app at sign-in, not optional, not SMS-only.

Backups you control

Your own 12-word wallet phrase, plus eight one-time recovery codes for 2FA.

Full audit trail

Every login and device is logged, with alerts when something new signs in.

Reviewed withdrawals

Funds sit in cold and warm vaults, and every withdrawal is reviewed before it leaves.

How it works

Up and running in four steps

01

Create your account

Sign up with your email in about a minute. No paperwork to get started.

02

Save your wallet phrase

You get your own 12 words. Write them down. They’re a standard backup you control.

03

Turn on 2FA

Link an authenticator app. Every sign-in after this needs a fresh code.

04

Fund it and go

Deposit to your personal address or buy through a partner exchange, then send, earn and track it all.

Paying with a card at a terminal
My Chain Pay

Spend it anywhere

Turn your crypto into everyday spending with a My Chain card, managed from your wallet.

Discover My Chain Pay

What’s included

Built for the way you move money

The essentials, done properly, and nothing you have to work around.

Open an account

Multi-Asset Wallet

Hold 40+ assets in one place, Bitcoin, Ethereum, stablecoins and beyond.

Real Addresses

Every account gets a real, valid receive address on each supported chain.

Bank-Grade Security

Two-factor, recovery phrases, login alerts, and full audit trail.

Earn While You Hold

Stake supported assets for predictable yield with flexible lock periods.

$2.41B Processed
138,942 Users
99.94% Uptime
42 Assets
Supported assets

Every major coin, on the right network

Each asset and network gets its own clearly labelled deposit address, so USDT on TRON never gets mixed up with USDT on Ethereum.

See all assets Why networks matter

Loved by users

What people say

FAQ

Common questions

Can’t find it here? Browse the full FAQ

How are my assets secured?
Funds are held in cold and warm vaults under a master HD wallet. Each user gets a deterministic deposit address, and every withdrawal goes through review and admin approval.
Do you support recovery if I lose 2FA?
Yes. During account setup you are shown a 12-word recovery phrase and after enabling 2FA you receive eight one-time recovery codes. Either restores access.
Is identity verification required?
No. We do not require government ID or any identity verification. Your account is tied to cryptographic keys, not to who you are.
Can I export my transactions?
Yes. The Ledger supports CSV export at any time. Filters are preserved in the export.
How long do deposits take?
Standard network confirmation times apply. Most assets credit within minutes after the configured number of confirmations.
Is there a fee to use My Chain?
Creating an account and holding assets is free. Network fees apply to on-chain sends, and staking has no platform fee beyond the disclosed yield terms.
Can I use My Chain on mobile?
Yes. The site is fully responsive, and you can install it to your home screen as a PWA for an app-like experience on iOS and Android.
What happens if I forget my password?
Use the "Forgot password" link on the sign-in page. You will need access to your account email to reset it, this is separate from your recovery phrase.
Do you have a referral program?
Yes. Share your referral link from Settings and earn a reward when someone you refer funds their account, subject to the current referral terms.

Open your My Chain account

It takes about a minute. Your wallet phrase and 2FA are set up on the way in.

Create your account